| Sport Bronze | Sport Silver | Sport Gold |
|---|---|---|
| Suitable for divers who travel less and want good basic cover. It includes recreational diving (Air, Nitrox), but has depth limits (40 metres max) and technical diving is excluded. | RECOMMENDED for all recreational divers. Any kind of diving, including technical, is covered. No depth limits. | Designed for the most demanding divers. Higher limits of indemnity. Any kind of diving, including technical, is covered. No depth limits. |
Insurance coverage of diving emergencies is valid all year round, worldwide
For more detailed information, select the items listed below.
Diving emergency| What is covered | Sport Bronze | Sport Silver | Sport Gold |
| Duration of cover | 365 days | 365 days | 365 days |
| Alarm Center and management of medical emergencies 24/7 | Included | Included | Included |
| Emergency medical evacuation | Total cost | Total cost | Total cost |
| Worldwide emergency medical treatment (including home country). Hyperbaric therapy and hospitalization included | € 50,000.00 | Total cost | Total cost |
| Repatriation of the convalescing diver | |||
| Specialized medical treatment, including rehabilitation and post - traumatic stress treatment, up to 30 days from date of incident | - | Total cost | Total cost |
| Daily allowance for hospital stay during therapy | - | € 50.00 | € 100.00 |
| Loss or damage of own or rescuers' diving equipment, only following an indemnifiable own or 3rd party diving accident | - | € 1,500.00 | € 3,000.00 |
| Extra hotel & travel costs following a diving accident | - | Up to € 5,000.00 (injured member only) | Up to € 10,000.00 (injured member & travel partner) |
| Permanent disability | - | € 50,000.00 | € 100,000.00 |
| Any prosthesis necessary after an insured injury | € 1,000.00 | € 1,000.00 | € 1,000.00 |
| Search & rescue of the missing diver (cave diving included) | € 2,500.00 | € 10,000.00 | € 15,000.00 |
| Death | - | € 6,000.00 | € 12,000.00 (technical diving € 6,000.00) |
| Repatriation of the deceased | Total cost | Total cost | Total cost |
| Personal civil liability, including legal defence | € 7,000.00 | € 25,000.00 | € 100,000.00 |
| Legal expenses in relation to a diving accident | - | € 5,000.00 | € 10,000.00 |
| Emergency interpreter costs | - | € 500.00 | € 1,000.00 |
| Technical diving | - | Included | Included |
| Max. depth | 40 m | No depth limits (authorization required beyond 130 m) | No depth limits (authorization required beyond 130 m) |
Non diving emergency abroad| What is covered | Sport Bronze | Sport Silver | Sport Gold |
| Maximum number of insured travelling days - per trip, per year | 60 days | 90 days | 120 days |
| Emergency medical evacuation | Total cost in case of life/limb threatening situations | Total cost | Total cost |
| Medical & hospitalization costs for unexpected illness or injury abroad | |||
| Alarm Center and management of medical emergencies 24/7 | Included | Included | Included |
| Continued specialized medical contact with local medical personnel | Included | Included | Included |
| First medical assessment costs, even w/out hospitalization | - | Total cost | Total cost |
| Medical expenses for inpatient care, irrespective of number of days in care | - | € 15,000.00 | € 20,000.00 |
| Medical expenses for outpatient care | - | € 500.00 | € 1,500.00 |
| Medical repatriation | € 50,000.00 | Total cost | Total cost |
| Repatriation of the deceased | - | Total cost | Total cost |
| Travel assistance | |||
| Roundtrip travel ticket for one person to reach the insured in case of hospitalization | - | € 2,500.00 | Total cost |
| Escorted return of minor children | - | € 5,000.00 | Total cost |
| Additional return expenses for the insured and / or travel companion | - | € 2,000.00 | Total cost |
| Interpretation assistance | Included | Included | Included |
Optional benefits| Death extension You can increase by either € 25,000.00 or € 50,000.00 the cover limit in case of death due to a diving accident. This extension does not apply to technical dives. |
| Travel No-Limits You can extend the duration of the cover for non-diving emergencies abroad to the whole subscription period (one year). Not available for the Bronze level. |
| Benefits for your family You can include your family members (partner and/or children) into your cover for non-diving emergencies abroad. |
Please read carefully the insurance policy and the insurance product information document. All insurance plans are manufactured and underwritten by IDA Insurance Ltd (IDA) and distributed by VING Insurance Brokers Limited (VING). Both IDA and VING are authorised and regulated by the Malta Financial Services Authority (MFSA) to transact in all EU/EEU countries. IDA and VING are subsidiaries of DAN Europe Group.
| Sport Member |
|---|
| RECOMMENDED for all recreational divers. Any kind of diving, including technical, is covered. No depth limits. |
Insurance coverage of diving emergencies is valid all year round, worldwide
For more detailed information, select the items listed below.
Diving emergency>
| What is covered | Sport Member |
| Duration of cover | 365 days |
| Alarm Center and management of medical emergencies 24/7 | Included |
| Emergency medical evacuation | Total cost |
| Worldwide emergency medical treatment (including home country). Hyperbaric therapy and hospitalization included | Total cost |
| Repatriation of the convalescing diver | |
| Specialized medical treatment, including rehabilitation and post - traumatic stress treatment, up to 30 days from date of incident | Total cost |
| Daily allowance for hospital stay during therapy | € 50.00 |
| Loss or damage of own or rescuers' diving equipment, only following an indemnifiable own or 3rd party diving accident | € 1,500.00 |
| Extra hotel & travel costs following a diving accident | Up to € 5,000.00 (injured member only) |
| Permanent disability | € 50,000.00 |
| Any prosthesis necessary after an insured injury | € 1,000.00 |
| Search & rescue of the missing diver (cave diving included) | € 10,000.00 |
| Death | € 6,000.00 |
| Repatriation of the deceased | Total cost |
| Technical diving | Included |
| Max. depth | No depth limits (authorization required beyond 130 m) |
Non diving emergency abroad| What is covered | Sport Member | ||
| Maximum number of insured travelling days - per trip, per year | 90 days | ||
| Emergency medical evacuation | Total cost | ||
| Medical & hospitalization costs for unexpected illness or injury abroad | |||
| Alarm Center and management of medical emergencies 24/7 | Included | ||
| Continued specialized medical contact with local medical personnel | Included | ||
| First medical assessment costs, even w/out hospitalization | Total cost | ||
| Medical expenses for inpatient care, irrespective of number of days in care | € 15,000.00 | ||
| Medical expenses for outpatient care | € 500.00 | ||
| Medical repatriation | Total cost | ||
| Repatriation of the deceased | Total cost | ||
| Travel assistance | |||
| Roundtrip travel ticket for one person to reach the insured in case of hospitalization | € 2,500.00 | ||
| Escorted return of minor children | € 5,000.00 | ||
| Additional return expenses for the insured and / or travel companion | € 2,000.00 | ||
| Interpretation assistance | Included | ||
Optional benefits| Death extension You can increase by either € 25,000.00 or € 50,000.00 the cover limit in case of death due to a diving accident. This extension does not apply to technical dives. |
| Travel No-Limits You can extend the duration of the cover for non-diving emergencies abroad to the whole subscription period (one year). Not available for the Bronze level. |
| Benefits for your family You can include your family members (partner and/or children) into your cover for non-diving emergencies abroad. |
Please read carefully the insurance policy. All insurance plans are manufactured and underwritten by IDA Insurance Ltd (IDA) and distributed by VING Insurance Brokers Limited (VING). Both IDA and VING are authorised and regulated by the Malta Financial Services Authority (MFSA) to transact in all EU/EEU countries. IDA and VING are subsidiaries of DAN Europe Group.
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